🎓 Complete Guide to HELB Loans & Scholarships Under the New Funding Model (2024/2025)
The Government of Kenya, through the Higher Education Loans Board (HELB) and the University Fund (UF), has implemented a New Funding Model (NFM) to ensure that every student admitted to a university or TVET institution under government sponsorship can access financial support. The model combines loans, scholarships, and household contributions, all determined scientifically through a tool called the Means Testing Instrument (MTI). In this guide, we explain how HELB loans and scholarships are processed, how students are placed into funding bands, and why some students receive more than others 📝 Step 1: Online Application via HEF Portal Every applicant must apply through the official Higher Education Financing (HEF) Portal. This platform allows students to apply for: Government scholarships (from the University Fund) HELB loans (upkeep + tuition) TVET student grants (if applicable) 🔹 What You Need to Apply: National ID or birth certificate KCSE index number and year Parent/guardian I...